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Advice to Millennials on managing Credit and Debt

Got debt? You’re not alone. The Federal Reserve Bank of New York released a report recently that U.S. household debt—which includes home mortgages and home equity loans, credit card debt, auto loans and student debt—stood at $12.73 trillion in the first quarter of 2017. That’s a staggering amount, and surpasses the previous record set during the 2008 recession. The Fed also reported that 44 million Americans share a piece of over 1.34 trillion dollars’ worth of student loan debt. The majority of student debt holders are now over 30 years old.

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