Feb. 20-27 is Kentucky Saves Week. The recent economic situation has many people trying to save more money. In 2005, the personal savings rate had fallen to below 1 percent, indicating that many Americans were spending either all or even more than they were earning. The current personal savings rate, nearly 6 percent, shows that more Americans are saving. Savings provides many people with a feeling of financial security — to be able to pay off debt, prepare for retirement or purchase a large ticket item such as a house or car.
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