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With 2013 now here, make sure to give your finances a checkup and discover if you need to make saving your New Year’s resolution.
Get out of debt:The best investment most borrowers can make is to pay off consumer debt with double-digit interest rates. Find places to cut your spending so that you can pay down your debts faster.
Save for emergencies: Having an emergency savings fund may be the most important difference between those who manage to stay afloat and those who are sinking financially.
Save a portion of your tax refund.
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