COLUMN: Small change can lead to an emergency savings account

 Maintaining an emergency savings account may be the most important difference between those who manage to stay afloat and those who sink in debt. An emergency savings fund consists of a small amount of money, usually in a savings account that you do not have easy access to.

5 ways to save $500 to $1,000 for emergencies

1. Save automatically. Have part of your paycheck automatically deposited into a savings account or set up regular transfers from your checking to your savings account.

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