COLUMN: Organize paperwork before a crisis occurs

 An estate plan is a plan for the disposition of resources and property after death or during crisis. A will is one component of an estate plan. Although necessary to direct the distribution of assets after death, almost 70 percent of U.S. adults do not have wills. Dying without a will is called dying “intestate” and means that state and federal regulations will determine the distribution of assets. A carefully written legal will, however, provides for family and others in a manner consistent with a person's desires.

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